Buyers Guide

 

 

Your home should be the best investment you make!

For most people, buying a home is the biggest decision they will ever make. There’s a lot to know when it comes to buying a home. Whether you’re buying your first condo, moving to a bigger house or downsizing, our buying guide will take you through all the steps.

 

1. Get pre-qualified for a mortgage, make important financing decisions and choose a lender

The first step to buying a house or condo should be finding out how much your bank is willing to lend you. When you pre-qualify for a mortgage, your lender will look at your income, your debts and your downpayment.

 

2. House hunt like a pro, online and in person

 Let the fun begin! Whether you’re searching online, hitting open houses or searching with a REALTOR, hunting for your dream house or condo is both a science and an art. Here’s what’s involved:

1. Develop your Wish List

Knowing what you need and want in your home is critical. What are your must-haves, your nice-to-haves, and your no-way-absolutely-nots?

2. Pick your Team

You’ll want to start by picking a Great Toronto Real Estate Agent who works exclusively for YOU.

3. House Hunting

Searching online is one of the top ways to search for a house. Keep an open mind – not all photos are always represented of what the house actually looks like in real life. This is your opportunity to go view the house in real life! Get a feel for the different neighborhood, refine your wish list, and ask questions!

 

3. Make an offer and not be intimidated by the paperwork, negotiations or bidding wars

Now you’ve found the right home for you: it satisfies your wants/needs, it’s in your price range, and it feels right. Now we begin by drafting the Agreement of Purchase and Sale. This is a legally binding document which contains everything from the price you are prepared to pay to the conditions that need to be met for the deal to go through.

 

4. Be prepared for the closing process and costs so you don’t get caught off-guard!

Once you have a firm deal the closing process starts. This will require you to be in close contact with your lender and your lawyer – they’ll need lots of information, and of course, money, from you.

 

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